Business Funding Calculator
Estimate illustrative funding capacities, factor fee calculations, and card-sales repayment percentages for your UK business.
Explore Your Business Funding Requirements
Adjust your estimated funding amount and monthly turnover to see an illustrative breakdown of how alternative finance and merchant cash advances can work.
Your Business Parameters
Select your requested funding requirement and recent trading volumes.
Your Funding Enquiry Summary
IllustrativeTakes 2 minutes • No upfront broker fees • No credit footprint check
How Does a Merchant Cash Advance Calculation Work?
Unlike a traditional commercial loan with compounding monthly interest, a merchant cash advance utilizes a transparent fixed factor fee.
Automated Terminal Repayment
When you trade, an agreed slice (typically 10% to 15%) of your daily card payments is automatically transferred toward your advance. On quieter days, you repay less; on peak days, you clear down faster.
Fixed Multiplier (1.15 to 1.25)
The factor rate is agreed upfront and never changes. If sales slow down, there are zero compounding penalties or surprise late fees.
Need an Exact Written Quotation for Your Business?
Calculators provide illustrative estimations. Submit a free, no-obligation enquiry to receive personalized terms matched to your exact card turnover from verified UK lenders.
Ready to Explore Your Business Funding Options?
Speak with Merchant Business Advance about finance solutions that may suit your business.
Free no-obligation enquiry • Soft search check • Direct UK specialist advice