Invoice Finance for UK B2B Businesses
Stop waiting 30, 60, or 90 days for corporate clients to settle. Access up to 90% of your billed invoice value within 24 hours of issue.
Turn Outstanding Debtor Ledgers into Instant Cash Flow
Invoice discounting and factoring provide a self-scaling facility that expands automatically as your sales grow. You never need to renegotiate loan caps every time you sign a larger B2B supply contract.
Factoring vs Confidential Invoice Discounting
Select whether you prefer our partner lenders to handle debtor chasing, or maintain full internal control of client communications.
Invoice Factoring
The lender manages your sales ledger and collects payments directly from your clients. Ideal for fast-growing businesses wanting outsourced credit control.
- Professional collections management
- Bad debt protection options
Invoice Discounting (Confidential)
You retain complete control of your credit management and client relationships. Customers make payments as normal without ever knowing a finance facility is in place.
- 100% confidential to your clients
- You manage customer communications
Wholesale & Logistics Specialists
Unlock cash from high-volume shipments instantly upon invoice delivery.
Independent Broker Guidance
We navigate over 30 invoice lenders to match your sector and ledger size.
Ready to Explore Your Business Funding Options?
Speak with Merchant Business Advance about finance solutions that may suit your business.
Free no-obligation enquiry • Soft search check • Direct UK specialist advice