Privacy Policy

1. Introduction

Merchant Business Advance ("we", "us", or "our") is an independent UK business finance brokerage committed to safeguarding the privacy and commercial information of our clients and website visitors. This policy describes how we collect, store, process, and share personal and commercial data when you enquire about commercial finance or utilize our website services.

2. Information We Collect

When you complete an enquiry form, request a callback, or communicate with our finance specialists, we may collect:

• Business details: Trading name, registered company number, legal trading structure, business address, and operational industry.
• Financial metrics: Monthly card processing volumes, gross turnover, trading duration, and bank statements provided for underwriting.
• Director / Principal information: Full name, business email, contact phone number, and residential address where required for standard identity verification.

3. How We Use Your Information

We process your information solely to facilitate commercial finance introductions to vetted UK lenders, evaluate your eligibility for products such as merchant cash advances and working capital loans, communicate regarding your enquiry, and satisfy statutory UK anti-money laundering obligations.

4. Sharing with Participating Lenders

As a commercial finance broker, we share your application information with selected commercial lenders and alternative finance providers in our network who match your trading parameters. Lenders conduct their own independent risk and compliance reviews.

5. Your Data Protection Rights

Under UK GDPR, you have the right to access, rectify, or request erasure of your personal data, restrict or object to processing, and request data portability. To exercise any of these rights, contact us at: [email protected].