Terms & Conditions
Last Updated: October 2026
1. Use of Website
By accessing or using merchantbusinessadvance.com, you agree to be bound by these terms. This website is intended solely for commercial business users trading within the United Kingdom.
2. Nature of Service: Commercial Brokerage
Merchant Business Advance operates exclusively as an independent commercial credit broker and introducer. We are not a direct lender, banking institution, or financial advisory firm. We do not issue credit directly.
3. Accuracy of Calculations & Disclaimers
All figures, calculations, factor rates, and repayment estimates generated on this website (including via the interactive calculator) are strictly illustrative. They do not constitute a formal loan offer or guarantee of approval. All funding terms are established directly by participating third-party lenders following independent underwriting.
4. Governing Law
These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising shall be subject to the exclusive jurisdiction of the English courts.